I would do what E90 87SS GTP said, but go to all your local banks and tell them what's going on so they can't open up any checking accounts in your name. Most likely he would have to have your drivers license to do that since it's usually done in person. I've never heard of anyone creating a checking account online, but it might be possible? Loans and such are also done in person, so he's not likely to take one out in your name using one of your family members as a cosigner. Other than checking accounts, your probably in the green.