Lmao I don't think that's necessarily true but I will say will all know how crime ridden New Orleans is.. Especially doesn't help being in hurricane central and how common flooding is in the area.. Companies are going to want to cover there ass in case something was to go wrong. Most of the time insurance is going to be high for someone young like you... I would hop on board either your parents, or grandparents insurance and it should be a lot cheap.. I'm 24 I'm still on my dad's insurance for that reason.. Way cheaper then if I was to go out and get my policy. I was paying something like $125 a month when I was still making payments for full coverage.. Now the car is paid off and when I decide to reregister it should be even cheaper this time around.