well after reading through and having a couple laughs ill catch everyone up. scanguage is next, then im going from there. As far as the loan situation goes the cars not a DD and as far as the being 19 thing goes, i just got a $2,400 loan for my blazer in my name no cosigner through security credit union last month so banks are willing if you make the money. I work 45+ hours a week and work hard for my money, the loan would just be a building block to my credit score.