tell her she needs to give it back to you for updates or make something up that a stupid woman will believe.
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I used to do this sort of work several years ago and made some nice cash on the side. Sometimes. I even considered turning it into a small business. But eventually the headaches became too much and I stopped doing it all together. Just not worth it. For me anyway. As others have suggested, in the future - get paid before the computer is returned. That eliminates a good deal of your headaches. And a signed statement that after 30 days, the equipment is yours. I learned quickly that you need to treat it as a business or you WILL get screwed over. Your situation sucks, especially since it is a coworker, but if you want to continue doing this, consider it a lesson learned at the Hard Knocks School of Business. All the best!
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