please explain this points system....here in IL there is no such thing, all they want is your cash, of course 3 movers and say adios to driving for a while....but I frequently travel mostly by plane but sometimes by road and i would like to know what crap to expect from other states....last year I drove from Phoenix to Chicago in 29 hours via rented 06 Grand Prix, don't think I spent much time under 120mph through all of Missouri, so any info would be helpful