Thread: Im finished, its over with, Im done

Originally Posted by TDCRacing

You must have been talking with Dave Ramsey. I have the book. And it's a good one. LOL

You must have been talking with Dave Ramsey. I have the book. And it's a good one. LOL

Well I only started taking his course about three weeks ago. My goal up to that point was just to get debt free, but now having started taking his course (its 13 weeks long) I now know how to structure the rest of our finances with regards to savings and so forth. But prior to that I had only heard of him in name. When our church offered his course I figured it was time to get a little more educated on what to do with the extra money when we had the debt paid off. And I can tell you that guy is just plain smart and uses a great deal of common sense. Once we get our two emergency funds fully funded (the first one already is) it will be a relief knowing that I have a buffer between me and my family and an economic/financial down turns.

Originally Posted by TDCRacing

I am working on the emergency fund also. It's the key I think. I'm glad someone else listens to him and i'm not the only one.

I got the first emergency fund taken care of and am working on the 3 - 6 month one. I wish everyone would grasp the importance of that first emergency fund, it is truly key.

When we did the zero budget I was amazed to find out how much we could have really been saving all along if we had just been more mindful of where we were just blowing money on things. I assure you, we will be sitting down at the beginning of every month and having our budget meeting and going through it line by line.