Thread: Sad Start To A New GP Guy

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  1. #1 Re: Sad Start To A New GP Guy 
    Donating Users Kejross's Avatar
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    Let them total it out and then buy it back from the insurance company for next to nothing and fix it yourself... I could go get all the parts needed from pullapart for a couple hundred bucks and then have it painted.
    SOLD-98 4dr GTP, l32 Swapped, IS2 heads, IS3 cam, S2 intercooler, S3 FMHE, E85, 65# inj, N* TB w/LQ4, OBX Headers, Borla catback, 3.0 zzp mps, lc-1 wideband, HP Tuners, PRJ wires, FWI, Lowered. 04 GTO M6, 07 Grand Prix LS4 powered GXP. 98 V6 GMC SWB, exhaust, custom intake. 09 HHR (Wifes)
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  2. #2 Re: Sad Start To A New GP Guy 
    Resident HOMOsapien ZR1Vette09's Avatar
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    Quote Originally Posted by Kejross View Post
    Let them total it out and then buy it back from the insurance company for next to nothing and fix it yourself... I could go get all the parts needed from pullapart for a couple hundred bucks and then have it painted.
    Doesn't work that way.


    OP, when they give you their value, you don't have to accept it right away. Your best thing to do right now is to shop for a similar mileage, same year GP and get an idea of what it would cost for you to replace the car. Go from there with negotiations. With you being a new customer, more than likely they'll try to lowball you. When they give you their offer, also ask them to check on how much it would be to buy it back from them. If you go with that they just deduct that from your payout. Don't get your hopes up though. My insurance still wanted over 3,000 for mine and that thing had a effed up motor, tranny, and radiator.
    '00 Blazer- Good riddance '06 Grand Prix GT- Dead and Cool '05 Silverado- Sold '96 Jeep Cherokee-DD '97 BMW 328i-Project
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  3. #3 Re: Sad Start To A New GP Guy 
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    Quote Originally Posted by ZR1Vette09 View Post
    Doesn't work that way.
    That's exactly how it works. I went through this same thing about a year ago. I got rear ended and they totalled the car. I fought with them over the value of the car and got them to come up about $1500 on their offer. I asked about buying the car back and they told me it was $100. I kept the car and they settled for $100 less. I had to get a salvage title on the car since it had been totalled. I sold it to a guy I work with and he fixed it then sold it for a profit. He had to have the state inspect it after it was repaired to make sure it was road worthy again.
    Last edited by Silver GTP; 12-12-2010 at 09:28 AM.

    2002 GTP: GMPP Sway Bars, BMR trailing arms, KYB AGX/Vogtlands, 12" brake upgrade
    Modified SSAC headers, K&N Intake, 3.4 MPS, S1X, Gen V, 104's, HPTuned.
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  4. #4 Re: Sad Start To A New GP Guy 
    Resident HOMOsapien ZR1Vette09's Avatar
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    Quote Originally Posted by Silver GTP View Post
    That's exactly how it works. I went through this same thing about a year ago. I got rear ended and they totalled the car. I fought with them over the value of the car and got them to come up about $1500 on their offer. I asked about buying the car back and they told me it was $100. I kept the car and they settled for $100 less. I had to get a salvage title on the car since it had been totalled. I sold it to a guy I work with and he fixed it then sold it for a profit. He had to have the state inspect it after it was repaired to make sure it was road worthy again.
    Like I said, they wanted over 3k to buy mine back. Not the slightest bit of room for profit there in my case.
    '00 Blazer- Good riddance '06 Grand Prix GT- Dead and Cool '05 Silverado- Sold '96 Jeep Cherokee-DD '97 BMW 328i-Project
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  5. #5 Re: Sad Start To A New GP Guy 
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    Forget the car, be thankful that you're alive, man! Something much, much worse could have happened than just totaling your car. Be thankful that you made it out in one piece. As for the car...
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  6. #6 Re: Sad Start To A New GP Guy 
    Donating Users Kejross's Avatar
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    Quote Originally Posted by Silver GTP View Post
    That's exactly how it works. I went through this same thing about a year ago. I got rear ended and they totalled the car. I fought with them over the value of the car and got them to come up about $1500 on their offer. I asked about buying the car back and they told me it was $100. I kept the car and they settled for $100 less. I had to get a salvage title on the car since it had been totalled. I sold it to a guy I work with and he fixed it then sold it for a profit. He had to have the state inspect it after it was repaired to make sure it was road worthy again.
    Yep... just like that. I've seen it several times but never acutally went through it. Most recently my buddies cavalier... I forget the year but its like the last year they made them and its a z24 ecotec nice little car with less than 60k on it and it got hit by hail. Book value was supposed to like 6-7k somehow(seems high for any cavy to me) but he talked to them about buying it back and bought it back for like 1200 and cut him a check for almost 5k and the few dents that were actually noticeable he had popped out at like $50 a dent paint less style and the car looks good as ever. And alot of other friends that have had the same thing happen I always make sure to tell them to ask what the buyback is and tell them to let me know if they aren't interested and I may buy it... and have gotten two cars like that one I repaired the other I parted and made at least double my money both times.
    Last edited by Kejross; 12-13-2010 at 12:00 PM.
    SOLD-98 4dr GTP, l32 Swapped, IS2 heads, IS3 cam, S2 intercooler, S3 FMHE, E85, 65# inj, N* TB w/LQ4, OBX Headers, Borla catback, 3.0 zzp mps, lc-1 wideband, HP Tuners, PRJ wires, FWI, Lowered. 04 GTO M6, 07 Grand Prix LS4 powered GXP. 98 V6 GMC SWB, exhaust, custom intake. 09 HHR (Wifes)
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