Accident #1 - Rearended by a truck who was rearended by a semi. Not my fault
Accident #2 - Not really an accident as so much bad driving. Ran over a traffic cone, knocked the oil filter loose on my F150. Oil pressure light went crazy. When I had it towed to a body shop, they did an oil change, and fixed my dented front bumper from a previous run in with highway debris. It was only $150 more than my deductible; wish I knew tha beforehand and I would have just paid it myself so insurance didn't have it.
Accident #3 - Had a seizure and blacked out, played pingpong with my Impala between jersey walls. I was diagnosed with whiplash from accident #1. This could have been due to that, so I'm considering suing the semi driver.