Totally agree with you! If you want money, go to a damn bank. At a bank, they're at least borrowing your money that you volluntarily put in the bank that's earning interest, instead of through government handouts, which comes from tax dollars, which comes out of our paychecks. If a bank won't even lend them money, why in the hell should they get it for free? It's the survival of the fittest.
Thanks have to change, and it's only going to get worse if the government keeps getting their hands in it. I saw great episode of 20/20 a while ago about the bailouts. They compared this to way back when, before we had refridgerators, there was a guy who delivered ice to peoples houses. It was obviously a pretty good business. Then refridgerators were invented and his business drastically declined. No bailout or help for that guy, and we are MUCH better off without him. If we kept handing him money to keep him in business we would be in trouble. Why should things be any different today?!
/rant
Either way, I like my porn.