Thread: The GTP may be done :( *EDIT* They totaled it!!!

Originally Posted by RareGMFan

I couldn't sleep at all last night going over this in my mind. I'm thinking about some other angles to go at this with, and see if anything will fly. Like as was mentioned, why can't we do used parts? Can I take a few hundred less than what a buy out would cost them, and keep the car/pay for the difference for the repairs out of pocket (knowing it will cost me far less than what they've suggested)? Can we check to see if there's any frame/suspension damage, just get that fixed, and take like $1k more, and call it a day/keep it?

Is it stupid to suggest these things? I'm expecting all of them to be shot down, but at this point, I have nothing to loose, and am willing to try anything. This car is worth FAR more to me than the $1k - $2k I'm going to whined up being left, sentimentally, AND financially.

I'm a tad bit lost, are they giving you $6,000 or $1,000-$2,000?

Dboy - What I was saying is by the time everything is done (value of car, minus deduction for previous damage/condition, minus $100 deductible, minus $1,400 still owed on it, etc), I'm not going to be left with jack.


Ok, guys. Interesting turn of events. I don't know why, or how, but now they're saying I CAN buy it back. I called the inspector's manager, and basically explained how this was going to utterly screw me over right now, and how I can't understand why other alternatives weren't discussed (used parts, take some of the cosmetic repairs off the bill and I'll fix them myself, etc). He said to let him look at the case and get familiar with what's happened, and he'll give me a call back.

Well, instead of him calling me back, the same inspector that looked at my car called, telling me I can retain the vehicle. I was a bit stunned, but I wasn't going to push my luck and inquire too much into why, or how. So this is the break down right now:

not sure what the starting value was
- $960 for previous damage
- $900 to buy back car (seems a bit expensive, but oh well)
- $100 deductible
-$1450 left on loan
=$2100 + I get to keep the car

At least this way I get to keep the car, and have a few bucks to take care of anything that's messed up in the suspension. Only things left that I want to ask about tomorrow is how having them pay off the rest of my loan affects my credit, if at all, and as a salvage title car, can it still be insured like a normal car.

Sounds great! Congrats on the turn of events. You'd have to have the car fixed so it's "Safe" to drive on the road and have your state inspect it and than you can insure/register it as a normal vehicle with a rebuilt title. I used to have a Dodge Charger that got stolen and we did the same thing. They don't care about the lights on in the dash but mostly that the car runs and drives like it should, hope this helps a little.

Originally Posted by 98GTPCALGARY

?? So they are giving you $2100 and you keep the car? I dont understand?

Basically yeah but he has to fix it himself.

Yes. After everything is deducted, I'm left with $2,100, plus a salvage title (I presume) car.

Dboy, are you saying I can't legal drive or insure the car till it's inspected? That could throw a huge wrench in things too if I can't get around to getting that done right away.

Yes, that's what I wanted to originally do myself, but as I said, legally, this isn't supposed to be possible. I don't know how, or why they're doing it, but I'm not going to ask too many questions.

Christ. Every time I think I have a solution, something else pops up. The whole point of getting the car back was because I need a car NOW. If I'm going to have to wait to fix a few things, get it inspected, send in for a title, etc, it's no better than just shopping for a replacement car.

I have to think this through yet again.

Originally Posted by RareGMFan

Yes. After everything is deducted, I'm left with $2,100, plus a salvage title (I presume) car.

Dboy, are you saying I can't legal drive or insure the car till it's inspected? That could throw a huge wrench in things too if I can't get around to getting that done right away.

Yes that's what I'm saying. If you let them take it what's the total cash you'll have on hand, don't forget we've got a dealership and I think I've got a car for you .

Originally Posted by carl06GT

is it still driveable as it sits right now?

I'm going to find out today. If they can get it in right away, I want to have Haggerty get it up in the air, and see if anything's wrong with the suspension.

How far is it from home to work, if you can get it safe, you got the plates still just drive it to and from work while you rebuild it and get it safe for inspection,

If i were you, i would buy back the car and part it out, then buy a regal gs.

Let me know if you decide to part it out, shotie on the roof rails

Well, I talked to the adjuster, as well as my agent, and they both said the car will still be perfectly legal, and insurable, though I can only get liability till it's repaired, and the agent has seen that it's fixed. Right now, I don't care. So long as she drives OK, and will get me around for at least a few weeks, that will be just fine with me. Tomorrow night will be the big night, as I'm dropping off the rental in the morning, and driving my car back home (signed the "we are not responsible for what happens from here on out" form, and took my key from the dealer). I went to put the wheels on tonight. While the front one was off, I looked at the outer tie rod, control arms, etc, and everything seemed OK. After tightening the replacement wheel down, I tried wiggling the tire up and down, and left and right, and then turning the steering wheel. There seemed to be no play, so I'm fairly confident she's fine. I couldn't break the freaking lug nuts loose on the rear wheel, so I may just throw a few bucks at the shop to do that for me tomorrow, and then off I go. I double checked with my agent that towing will still be covered/reimbursed if something happens on the way home, and he said yes, so everything is a go. One way or another, she's coming home with me tomorrow night.

I just want this thing to safely and reliably run, so I don't have to worry about renting a car out of my pocket, and can take my time with the truly ugly part; negotiating the settlement.