
Originally Posted by
LeadfootCJ7
You don't have to take their offer. The first offer is usually a lowball. They are trying to save money. Find cars like yours (same model, similar options / condition/ etc). Print out those ads and show them to insurance to prove what your car is worth in your area. You ahve to argue a bit, but it is typically worth it. Most of the time, taking the first offer from insurance is letting them take advantage of you.