I always say it doesn't hurt to do a tranny service. A constant bearing noise is generally going to show up in the pan, and it doesn't hurt to break the filter open if you see nothing in their. You are usually going to see signs of failure in the pan on a 4t65e in the pan if you have a bearing failure. I have had pump bearings go bad and show no signs of failure, But I'm yet to see this happen on a 4t65 yet. Can you make the noise happen with the car in drive foot on the brake and e brake on and you rev it up to do a stall test? Don't do this for more than 10 seconds though.