I was driving and a driver didn't stop in time and lightly kissed the passenger rear of my GP while I was sitting at a light. It was a glancing blow as the driver was maneuvering to avoid. Luckily no serious body damage, just paint loss on the bumper, not even a crack. I pulled the tail light and looked down into where the hit was taken and the bumper has fully deflected the damage away from the body of the vehicle. I also pulled the carpet from the trunk and there is absolutely no damage there either.

My fear:

A simple repaint of the bumper will total the car given it's lack of value. Now the car looks fantastic and it only has 80K miles. By all means whatever I get paid will not replace it.

So you say salvage title it!

Well I live in Illinois which has idiot laws. I am required to use a certified rebuilder to repair the car and take it to an inspection in order to retitle the car. I can't literally just say "I don't care about the paint" and title it. Once the insurance deems it totaled, it is a misdemeanor to drive it unless I am a certified rebuilder.

So I will find out soon if I am ****ed out of a car for bs reasons.

End rant.