What are you doing this year tax return?

**theaceofspades** · 01-20-2014

Originally Posted by Bio248

i am probably just going to put it all away in the bank.

i already have disposable income that i can use whenever, but i've just been saving up because of the kid on the way and we want to move soon as well.

This mans got his priotites right

**Below Average Joe** · 01-20-2014

We will be paying my parents the last installment for the GP we borrowed from them, paying off debt and saving the rest.

**loopy smurf** · 01-20-2014

Originally Posted by siLversLeigh

lol, kids aren't THAT bad. Formula and diapers suck but that's only for a year.

I'm gonna put some money in the kids savings accounts then pay off a credit card and close that f'ing account.

But then they get older, and you've got one in competitive soccer, one in boy scouts and science olympiad, one in girl scouts and dance...and the DC trip for the 8th grade class, and high adventure trips for boy scouts, and summer camps for boy scouts and girl scouts, and soccer clinics and school fees and athletic fees, and clothes, and shoes, and the oldest is 15 and will be in drivers ed this summer, and he's growing non-stop and eating like there's no tomorrow, and then there's college to consider...it just goes on and on...lol

**Below Average Joe** · 01-20-2014

We buy all of our kids clothes from the thrift store.....mainly Once Upon a Child........screw full price stuff

**97gtpjoe** · 01-20-2014

Debt free by then!

the rest will be saved for summer vacation to California (Disneyland, Sea world)

**Below Average Joe** · 01-20-2014

^^Congrats on the debt free.....we will be debt free in about 3 years (excluding our house and my school loans)

**loopy smurf** · 01-20-2014

Originally Posted by Below Average Joe

We buy all of our kids clothes from the thrift store.....mainly Once Upon a Child........screw full price stuff

Most of my kids clothes either come from an older cousin, or Christmas gifts from my parents. The main issue is shoes for my 15 year old. He wears the same size as me, and is big into soccer and running. Running shoes and soccer cleats ain't cheap...lol...Actually, we usually buy his soccer cleats at clearance sales, so he gets $225 cleats for about $30-$45...

**Below Average Joe** · 01-20-2014

sounds about right

**loopy smurf** · 01-20-2014

There's an outlet mall not far from here that has an Adidas outlet and a Nike outlet. Can't beat Adidas F50s for $45! lol

**97gtpjoe** · 01-20-2014

Originally Posted by loopy smurf

Good move Bio...kids show up and disposable income becomes at thing of the past...lol

Thats what I did when my wife was pregnant. We saved about $4k and it helped a lot once the kid was here.

**redlinepontiac** · 01-20-2014

spending a little on the wagon as it needs some work ive been putting off, but the rest will go into my savings

**DirtDog** · 01-21-2014

What am I doing with mine.....is yes an acceptable answer to that?

**Neil98gt** · 01-21-2014

Pay off a chunk of the car loan. Save the rest.

no fun.

**Slick2500** · 01-21-2014

Updating my pc, the last time I updated it was back in July 09. It barely plays BF4.

**16MustangVet** · 01-21-2014

Originally Posted by siLversLeigh

lol, kids aren't THAT bad. Formula and diapers suck but that's only for a year.

I'm gonna put some money in the kids savings accounts then pay off a credit card and close that f'ing account.

Pay it off then LEAVE it open your credit score will thank you...........

**Slick2500** · 01-21-2014

I've had a credit card since 2002 that I have never used and didn't even know I had.

Sent from A Galaxy Far Far Away........

**redlinepontiac** · 01-22-2014

which builds credit faster, paying off your card every month or leaving it open and never using it?

**16MustangVet** · 01-22-2014

Now that I don't owe a dime besides what I have for the car Im getting from Greg. BTW my credit went up 85 points as of this week because my debt to income ratio is awesome now. Leave the card open Im telling your credit score will thank you too.

**stealthee** · 01-22-2014

Having credit available is the best option. Even if you just use it for gas and pay it off every month will help because it shows timely payments.

I actually got two new cards within a few months of each other and paid off higher interest cards. When I had my credit ran in August to help my brother get a loan they told me my score was 752 which was considered platinum.

**FriboRage** · 01-23-2014

I have way too long of a list.

F-body caliper kit on the front, ss lines + new pads
New stock calipers on the rear + new pads (Pass side has the e-brake locking up, driver side is leaking fluid)
r1 concepts drilled and slotted rotors all around
Retrofits
Inferno kit minus spoiler
painting for the inferno parts
modular pulley system, pulley down to 3.6"

Im thinking about delaying the inferno kit until next year, but I dunno, Im anxious yet I want to do it financially responsibly.

I think that's it. It's gunna be sick by the end of the summer, but I'll probably feel sick looking at my cc balance. On the bright side, I've been raping my cc on stuff that I'd be buying anyway and paying it all down quick to blow my credit score up. It's my first cc and I got it in the beginning of last summer, my score is over 750 now, so that's nice.