Mods if this isn't Kosher feel free to delete it.
Guys over on Bodybuilding forums have been going crazy with this. Basically it's a Paypal type system but you can send money back and forth to friends. I've had it for about a month now and haven't had any complaints. Haven't had to put any vital info in except my phone number and email.
It's invite only right now but They send you a code via email for $5 in the form of deposited cash or amazon gift card when you sign up. I also get one for referring you. they'll make their money back in the form of transaction fees so the $5 don't really even phase them. Have 16 links available if anybody is interested. You can try the link I posted or PM me with ur Cell number and I'll send it via text.
Current link as of January22, 2012 Made $26 so far.
https://www.clover.com/a?inv&t=c4wsqsxioime
Here's proof of money. I chose Amazon gift cards so I don't have to give my bank info yet.
